Don’t Use Your Debit Card
Using your credit card in lieu of your debit card when shopping online helps to ensure your online safety. Credit cards have built-in security for fraud (Fair Credit Billing Act) that most debit cards do not, so if something does happen to your account, you are protected. Another option is to use prepaid cards. This will decrease your risk of fraud.
Watch Your WiFi!
Do not use a public computer or network for online shopping. There’s no telling what software/ hardware/ network “thing” could be watching you shop and waiting for you to enter your payment information.
Keep Your Computer Protected
Make sure your computer software is up-to-date. This includes the operating system, internet browser, and antivirus software. These steps will help ensure that no viruses are on your computer and catch any known vulnerabilities that hackers could take advantage of. Virus Protection is important to having a safe and secure online shopping experience.
Reviews. Reviews. Reviews.
Research the website you are shopping on for reviews to see what others are saying about their shopping experience. Use your social media sites to find out others experiences. A company’s Facebook page can be a great resource!
Stay on top of the online world! You want your shopping experience to be worthwhile and not detrimental to your finances. Garner IT Consulting wants to be your resource for online security and internet safety. Check back often for more great tips like how to create a secure password. If you have a technology question that you would like addressed, please click below to contact us today. We look forward to hearing from you!